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Monthly Archives: May 2014

Genius Level Monthly Spending Analysis

So it’s payday today and I was busy doing my June planning for how I’m going to spend less this month and analysing my actual May spend vs what I had forecasted. As I was busy doing my spending analysis It hit me that I should share with you all how my monthly budget planning and the variance analysis of the actual spend to the budget looks like.

photo

Being a Financial Analyst I do a lot of variance analysis and what I have seen is when you keep track of the overspends you have on each line item and make notes on why you overspending you eventually start being aware when a new month hits of the things that cause you to sway off your financial lane.

Its a normal excel sheet so anyone with a smartphone, tablet or computer can create one. You may use this as a template. Go ahead, the winter is coming!!

Budget

Credit goes to Wolf and Looper , one of their podcasts sparked this Idea to share my budgeting template.

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Posted by on May 26, 2014 in Uncategorized

 

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Genius Level Perfection (Is your best really your best)

Is your best really your best? for those who think so here’s a pic of a HIGH EXPECTATIONS Asian Father who declares your best as invalid. (it’s best read with a loud Chinese accent)

High expectations dad

I hope the next fortune cookie I have does not carry the rules of karma **lol**

Do people view you as a threat? If they do then you doing something right, they tracking your every move, some hoping you plunge and fall, some unanimously learning from you and appreciating your ambition, **Legend of the invisible hero**

Some may not even view you as a threat, that’s where you have the advantage, you have the upper hand. With this genius mental state embedded in all of us; everyone knows that they are a threat, no one has experienced it as yet or they’ve been sleeping on it or being indenial about it. All that matters really is believing in yourself, that’s the first step, but like any good novel that goes unpublished, if you do not put yourself out there to test out your personal V8 engine, then you wont realise your full potential your genius level.

Talking about it has never been enough, it has never gotten anyone anywhere, actions have power. I sometimes feel that if people where not given vocal cords a lot of things would be actioned as people would have no vocal skills that lie to one’s self on what you have in mind to do yet all you do is yep about it and not action. You have never needed a reminder that the best time to start is now, then what more of a push is needed.

How many people you know blame others for their shortcomings? **my dad never did anything for me**. What? You need a hug? Truth is you make your own path, you write your own destiny, you envision your own finish line. If others do not want to take a picture of you? you go right ahead and take your own selfie. Be a self starter.

Realise that you have something different to bring to the fight, the guns and the knives are already being used, bring missiles to a mini fight, that’s how you maintain excellence, whatever it is you do, do as if it where the last task you where given, once you slack that sips through to all areas of discipline within you and it weakens your drive. Right from when you wake up in the morning and you decide to push in another hour of sleep, that’s all you will be doing all day with other tasks you attempt to do.

Do you want to stand out? the clock is ticking……………………

 And oh, Hi I’m Kagiso and I believe in making an impact in whatever I do, perfection is a habit.

GENIUS LEVEL RIDICULOUS

 
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Posted by on May 15, 2014 in Uncategorized

 

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“To improve is to change; to be perfect is to change often” TATA

“To improve is …

 
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Posted by on May 15, 2014 in Uncategorized

 

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Success consists of going from failure to failure without loss of enthusiasm

Success consist…

 
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Posted by on May 15, 2014 in Uncategorized

 

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I think that probably the most important thing about our education was that it taught us to question even those things we thought we knew. To say you’ve got to inquire, you’ve got to be testing your knowledge all the time in order to be more effective in what you’re doing

I think that pr…

 
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Posted by on May 15, 2014 in Uncategorized

 

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“Those who complete the course will do so only because they do not, as fatigue sets in, convince themselves that the road ahead is still too long, the inclines too steep, the loneliness impossible to bear and the prize itself of doubtful value.” Thabo Mbeki

“Those who comp…

 
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Posted by on May 15, 2014 in Uncategorized

 

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Those who complete the course will do so only because they do not

Those who compl…

 
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Posted by on May 15, 2014 in Uncategorized

 

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